Sustainable Finance
FEATURES
- Loan limit as per business requirement
- Flexible Repayment Option depending on the Business Cash Flow and Production Cycle
- Maximum Loan Tenor: 5-8 Years including grace period.
- Interest Rate:
- Regular Loan - 11%
- Refinance:
- 0-5 years - 6%,
- 5-8 years - 6.5%,
- 8+ years - 7%
ELIGIBILITY
- Age: 21 to 60 Years
- Business Experience: Minimum 3 years of continued operation in the line of business.
REQUIRED DOCUMENTS:
- Forwarding Letter for financial assistance, signed by authorized signatory.
- Bio data (As per application form)
- Photograph 2 (two) copies recent passport size with Guarantor(s)
- Update Trade License and TIN Certificate (If Applicable)
- Bank Statement for last 1 (one) Year (If Applicable)
- NID / Passport Photocopy both side with Guarantor(s)
- Photocopy of paid Utility Bill last 01 (one) months.
- Commissioner / Chairman Certificate
- Projected income statement at least 01 (one) year
- Deed with Landlord (Pond/Land)
- List of Employee
- Particulars of 2 (two) Guarantors
- List of existing machineries including ownership documents with written down value (If Applicable)
- Income / Sales & Expenditure Statement at least 1 (one) year (If Applicable)
- Inventory/Stock report (If Applicable)
- Loan/Liability statement (if any)
- Environment Certificate (if any)
- VAT Certificate & Boi Registration Certificate
- Quotation of machinery (If Applicable)
- Project profile(If Applicable)