FEATURES

• Loan limit as per business requirement
• Flexible Repayment Option depending on the Business Cash Flow and Production Cycle
• Maximum Loan Tenor: 5-8 Years including grace period.
• Interest Rate:
  • Regular Loan - 11%
  • Refinance:
    • 0-5 years - 6%,
    • 5-8 years - 6.5%,
    • 8+ years - 7%

ELIGIBILITY

• Age: 21 to 60 Years
• Business Experience: Minimum 3 years of continued operation in the line of business.

REQUIRED DOCUMENTS:

• Forwarding Letter for financial assistance, signed by authorized signatory.
• Bio data (As per application form)
• Photograph 2 (two) copies recent passport size with Guarantor(s)
• Update Trade License and TIN Certificate (If Applicable)
• Bank Statement for last 1 (one) Year (If Applicable)
• NID / Passport Photocopy both side with Guarantor(s)
• Photocopy of paid Utility Bill last 01 (one) months.
• Commissioner / Chairman Certificate
• Projected income statement at least 01 (one) year
• Deed with Landlord (Pond/Land)
• List of Employee
• Particulars of 2 (two) Guarantors
• List of existing machineries including ownership documents with written down value (If Applicable)
• Income / Sales & Expenditure Statement at least 1 (one) year (If Applicable)
• Inventory/Stock report (If Applicable)
• Loan/Liability statement (if any)
• Environment Certificate (if any)
• VAT Certificate & Boi Registration Certificate
• Quotation of machinery (If Applicable)
• Project profile(If Applicable)