PARTICULARS |
HOME LOAN |
AUTO LOAN |
PERSONAL LOAN |
||
---|---|---|---|---|---|
1 |
Fee for Application Form |
No fees imposed |
No fees imposed |
No fees imposed |
|
2 |
Stamp Charge |
At actual |
At actual |
At actual |
|
3 |
CIB inquiry charge |
At actual |
At actual |
At actual |
|
4 |
Prepayment charges |
1% of the outstanding portion to be repaid |
1% of the outstanding portion to be repaid |
1% of the outstanding portion to be repaid |
|
5 |
Delay Payment Charges |
2% above the facility lending rate |
2% above the facility lending rate |
2% above the facility lending rate |
|
6
|
Legal & valuation fees, Documentation & processing fee |
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a) |
Mortgage execution & collection of certified/ original property documents |
At actual |
At actual |
At actual |
|
b) |
Documentation fee |
At actual |
At actual |
At actual |
|
c) |
Processing fee |
At actual |
At actual |
At actual |
|
d) |
Change of quotation of car loan asset after approval |
No fees imposed |
No fees imposed |
No fees imposed |
|
7 |
Processing fee (applicable only if required) |
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a) |
Duplicate issue of tax certificate / loan account statement/ sanction letter or customized letter / NOC / certificate |
At actual |
At actual |
At actual |
|
b) |
Duplicate issue of transfer documents for car loan |
N/A |
At actual |
N/A |
|
c) |
Delivering of service against facility closed before five years or more |
BDT 3,000/- |
BDT 3,000/- |
BDT 3,000/- |
|
d) |
Applicant / co-applicant / PG change after disbursement |
BDT 3,000/- |
BDT 3,000/- |
BDT 3,000/- |
|
e) |
Home loan conversion fee |
1% of the outstanding |
N/A |
N/A |
|
f) |
Security release/change (except foreclosure) |
BDT 5,000/- |
BDT 5,000/- |
BDT 5,000/- |
|
VAT @ 15% will be charged wherever applicable |
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Effective from …………… |