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Consumer Products

PARTICULARS

HOME LOAN

AUTO LOAN

PERSONAL LOAN

1

Fee for Application Form

No fees imposed

No fees imposed

No fees imposed

2

Stamp Charge 

At actual

At actual

At actual

3

CIB inquiry charge

At actual

At actual

At actual

4

Prepayment charges

1% of the outstanding portion to be repaid

1% of the outstanding portion to be repaid

1% of the outstanding portion to be repaid

5

Delay Payment Charges 

2% above the facility lending rate

2% above the facility lending rate

2% above the facility lending rate

6

 

 

 

 

Legal & valuation fees, Documentation & processing fee

a)

Mortgage execution & collection of certified/ original property documents

At actual

At actual

At actual

b)

Documentation fee 

At actual

At actual

At actual

c)

Processing fee 

At actual

At actual

At actual

d)

Change of quotation of car loan asset after approval

No fees imposed

No fees imposed

No fees imposed

7

Processing fee (applicable only if required)

a)

Duplicate issue of tax certificate / loan account statement/ sanction letter or customized letter / NOC / certificate

At actual

At actual

At actual

b)

Duplicate issue of transfer documents for car loan

N/A

At actual

N/A

c)

Delivering of service against facility closed before five years or more

BDT 3,000/-

BDT 3,000/-

BDT 3,000/-

d)

Applicant / co-applicant / PG change after disbursement

BDT 3,000/-

BDT 3,000/-

BDT 3,000/-

e)

Home loan conversion fee

1% of the outstanding

N/A

N/A

f)

Security release/change (except foreclosure)

BDT 5,000/-

BDT 5,000/-

BDT 5,000/-

VAT @ 15% will be charged wherever applicable

Effective from ……………