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SME

PARTICULARS

SME

a.

Processing Related Expenses and Documentation Fee

At actual 

b.

Issuance of transfer documents 

At actual 

c.

Photocopy of land documents 

Free 

d.

Delivering of service against facility closed before five years or more

At actual 

e.

Issuance of any certificate/statement/letter

Free 

f.

Issuance of any certificate/statement after settlement of facility

Free 

g.

Delay payment Interest

Interest rate + 2% of overdue amount

h.

Stamp charge (loan without mortgage)

At actual 

Stamp Charge (Loan with Mortgage)

At actual (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavit and Adhesive/Non-Judicial Stamp) 

i.

Redemption of Mortgage

Stamp Charge- At actual

j.

Change in agreement due to customer request

Stamp Charge- At actual

k.

Legal Fee

At actual 

l.

Security replacement fee 

At actual 

m.

Land valuation charge 

At actual 

n.

Insurance claim settlement on behalf of customer

­During the contract period -BDT 1,000/-
­After settlement of contract - BDT 5,000/-

o.

Early settlement fee

1% of the outstanding amount

p.

CIB inquiry charge

At actual

VAT @ 15% will be charged wherever applicable

Effective from ……………